The government provides funding through Home Care Packages to support you to remain living comfortably in your home for as long as possible. Here is an outline of 4 steps to access government funding.
4 Steps to accessing Government Funding
A Home Care Package is a financial package provided by the federal government. They are designed to make it easier to remain safely at home without having to do it all yourself or rely on family members and friends for principal caring. The government body responsible for managing the packages is My Aged Care.
It can take 12 months or more to receive your funding, so it’s best to start the process as early as you can.
4 Levels of Home Care Packages
There are four levels of support under the Home Care Packages:
- Level 1 recognises that a person requires some help but can manage independently. It currently provides $8054 a year for approximately three hours care a week.
- Level 2 recognises that a person requires a little bit of help. It currently provides $14,633 a year for approximately five hours care a week.
- Level 3 recognises that a person requires a lot of help. It currently provides $32,171 a year for approximately ten hours care a week.
- Level 4 recognises that a person requires loads of care. It currently provides $48,906 a year for approximately 18 hours care a week.
4 steps to getting a Home Care Package
Follow these four steps to get your Home Care Package.
1. Register with My Aged Care (⌛ 20 minutes)
You will be asked questions over the phone to help work out your needs and care arrangements. You will need the Medicare card of the person seeking the care.
Note: If after speaking to My Aged Care you haven’t heard anything more after two weeks, call them back as you may have dropped off their system.
2. Get assessed (⌛ approximately three weeks)
My Aged Care will organise for you to have an assessment in your home to determine your needs. This is known as an ACAT Assessment (ACAS in Victoria). The assessment is free and can take over an hour. The person conducting the assessment will be a professional clinician.
With your consent they will assess your care needs and eligibility for services and work with you to develop a support plan which addresses your needs, goals and preferences. You will be asked questions about how you are coping at home including:
- your general health and any medical concerns
- what support you receive from family and friends
- how mobile you are and whether you are able to do things like showering, dressing and preparing meals
- what hobbies and interests you have and what’s important to your lifestyle.
Tip: Don’t be house proud and tell them you’re doing fine. It’s also a good idea to ask a friend or relative to be present and be honest about the support you need.
3. Receive your approval letter (⌛ approx. eight weeks)
After your home assessment, you will receive an approval letter from My Aged Care stating what Home Care Package subsidies you’re entitled to. This letter confirms the level of subsidies you have been approved for. You will receive a referral code for your Home Care Package. Keep this safe! You will need to give your code once your Package has been allocated. You are now in the National Queue. You will now need to wait for your Package to be allocated to you.
Note: It can take 12 months or more to receive your funding, so it’s best to start the process as early as you can.
4. Receive your allocation letter (⌛ approx. 12 months)
Hooray! You have reached the front of the queue.
The allocation letter is sent from My Aged Care when your funds have been released. It has your referral code, so you can start receiving the care you need. Of course, you need to ensure that you receive the care that best meets your needs and budget. This is where CareAbout comes to your assistance. Their service is free for you and comes with no obligations.
Note: You need to activate your Home Care Package within 56 days or it’s allocated to someone else!
Not all care Home Care providers are the same
Remember, Home Care providers all charge different fees. Some care providers charge up to 50% of your government subsidies in fees. CareAbout can help you find a care provider to meet your needs and budget!