Home Care Packages are a great way to support you to remain living confidently in your own home. However, a lot of people don’t even know they exist or how they work.
Home Care Packages provide government subsidies to support older people to remain living in their own home. Home Care Packages come in four different levels. Each level corresponds with a different level of funding. The largest Package of support is Level 4 and is approximately $49,000 per year.
Here’s 5 things you need to know about Home Care Packages.
1. They expire!
If you’ve had your Home Care Package allocated that means the Package has now been funded by the government. You have 56 days to choose a care provider or you will lose your Package. If you lose your Package you will go back onto the national waiting list and you may have to wait 12-18 months to get your Package funded again.
So, make sure you use it or lose it!
2. You can switch Care Providers
You can now change the provider who delivers your care. The Home Care Package money is attached to you not the care provider. So, if for any reason you’re unhappy you can choose another care provider to deliver your services.
People switch care providers for many reasons including:
- Paying too much of their Package in fees
- Paying high hourly fees
- Unhappy with constantly changing carers
- Not receiving the services as promised
- Not getting the services, they need.
3. You can wait for over 12 months for a Package
The good news is that Home Care Packages are a great way to support you to stay safely and confidently in your own home. The bad news is that there’s a long wait from the time you are assessed for a Home Care Package until the time it is allocated or funded.
The wait can be as long as 18 months. So, if you need help it’s best to get assessed early or even get some help while you’re waiting for a Home Care Package.
4. You can pay half of your Package in fees!
Unfortunately that’s right. Different care providers take different amounts of your Home Care Package in fees. Some care providers can take 50% of your Home Care Package in fees. Some care providers charge establishment and exit fees. Others don’t.
Make sure you do your homework and ensure you’re getting the most out of your Home Care Package. CareAbout can help find you a care provider who meets your needs and budget.
5. You can pay for your own care.
If you don’t want to access government subsidies, if you need extra help beyond your Home Care Package or if you’re waiting for your Package to be funded you can choose to pay for care yourself.
Paying for care may mean that you maintain your health and wellbeing and can stay confidently in your own home.