Under Support at Home, the government pays most of the cost of your care and you pay a co-contribution towards part of it. This calculator estimates yours in about two minutes.
Your co-contribution is not a flat fee and it is not a slice of your income. It is a percentage of the cost of each service you use, and the percentage depends on the type of service. Two people on identical budgets can pay very different amounts.
Nothing to log in to, no My Aged Care number, no account balances. Not sure of your pension status? Choose "I'm not sure" and the calculator estimates it.
Estimate your co-contribution rates under Australia's Support at Home program.
Every Support at Home service sits in one of three groups, each charged differently:
Then your finances. Full pensioners pay the lowest rates. Part pensioners and card holders sit in the middle, set by a Services Australia income and assets assessment. Self-funded retirees without a card pay the highest.
One trap. If you receive no government payment, you can still qualify for lower rates, but only if you give Services Australia your financial details. Skip it and you are charged at the top rate by default.
This is an estimate, not a quote
The calculator cannot see your assessed classification, your provider's prices or your Services Australia assessment. Providers must publish their most frequently charged prices on My Aged Care and their own website, so compare there before you choose.
If your number looks higher than expected, check whether your financial details are with Services Australia. If you would rather talk it through, we can help you make sense of it and match you with a vetted, compliant provider. There is no cost to you.
We’re here to help Australians navigate aged care with confidence, because no one should ever have to face this journey alone.
We’re not a provider, but we’re here to match you with the right one. With over 900+ providers Australia-wide, finding quality aged care is stressful and overwhelming. That’s why we 1:1 match you with only a trusted, compliant provider from our handpicked panel of only vetted providers – based on your unique needs.
CareAbout has been very supportive and informative. They have a wealth of knowledge and have helped me to make the best decisions for care for my mother and her particular needs.
Ian Ross
Home Care for self
Keith was so helpful and explained everything clearly. He made an appointment with a provider to help us and made the process seamless. We had the appointment today and are feeling very confident that we will be well cared for.
Francine Mulder
Home Care
The CareAbout team was thorough and very helpful with matching my dad with the right care provider. They asked a number of questions in relation to my dad and what care he would require moving forward. Would recommend CareAbout if you're looking into a care provider or wanting to change care providers.
Rebecca
Home Care for Dad
I was desperately looking for a nursing home that can provide respite care for my dad. Thankfully CareAbout has made it so easy. With just a few phone calls in the morning I was given a list of the suitable nursing homes, and in the afternoon I was able to find one that can accept my dad. Thank you for a great service!
Hung Bui
Nursing Home
To be honest I didn’t expect much from CareAbout as I thought it would be an online only support, however my expectations were soon exceeded with the quality of help, support and continuous phone call follow ups to make sure I found an aged care facility for my dad. Billy made the process so easy and took the stress out of finding a suitable aged care facility.
Oliver
Nursing Home
