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Calculate Your Contribution Costs to Support at Home

Calculate Your Contribution Costs to Support at Home

To gain greater financial clarity about this new aged care reform, we've built the free CareAbout Calculator as a simple tool to help you gauge your expected contribution.


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Try Our Support at Home Contributions Calculator

You can use our Support at Home Contributions Calculator to quickly see what your personal contribution may look like based on your income, assets, and care needs. This gives you an estimate of your out-of-pocket costs so you can better understand how the new program applies to your situation.

1
About You
2
Your Money
3
Approval Date
4
Your Package
5
Your Rates

Tell us about yourself

This helps us calculate your contribution rates accurately

Your financial situation

This information helps calculate your contribution rates

What you’ll need

Your income for aged care is assessed the same way as for Age Pension. This includes income from superannuation and government payments (unlike taxable income). You may want to have your financial statements, super statements, or tax returns handy.

Your Financial Details

Include: Superannuation income streams, rental income (net), business income (net), overseas pensions, DVA payments (except disability), work income, compensation payments Don’t include: Age Pension, interest from bank accounts (we’ll calculate deemed income automatically), DVA disability payments, pharmaceutical allowance, rent assistance
Include: Bank accounts, term deposits, bonds, debentures, shares (listed & unlisted), managed investments, cash holdings, superannuation balance (if over Age Pension age and NOT receiving income stream) Note: We use ‘deeming’ – your assets are assumed to earn a set rate regardless of actual returns. Don’t include interest earned.
Include: Superannuation balance (if receiving an income stream – record the balance here AND income above), investment properties, vehicles, boats, caravans, collections (stamps, art, antiques), household contents (market value), overseas assets, trust/company interests Don’t include: Your family home (if you’re a homeowner), retirement village entry contributions
Include: Personal loans (over listed assets), mortgages (over investment properties or other assets), any other loans/encumbrances over financial or other assets Don’t include: Credit card debt, loans for someone else’s benefit, mortgage on family home (already excluded from assets)

When were you approved for services?

This helps us show you the right package options

Why does this matter?

Different aged care programs became available at different times. Your approval date determines which package types you’re eligible for.

What type of aged care package do you have?

The type of package affects your contribution rates

Package Options

Choose the one that matches your current package.

How to Use Our Support at Home Calculator

Our Support at Home Contributions Calculator is designed to be as simple as possible to use while still providing an accurate estimate based on your circumstances.

  1. Enter your Household Type and Pension Status

    Click the drop downs and select which Household Type you belong to and your Pension Status.

  2. Input your Annual Income and Total Assets Amount

    Add yours and your partner’s income (only 50% of your partner’s income will be taken into account)

  3. Click Calculate Your Contributions Rate

    View your contribution rates or Independence and Everyday Living

  4. Add your required services and the provider fees for each service

    Type in each of the services under the correct service category along with the Hours per Week and the Hourly Rate.

  5. Click “Calculate Contributions”

    View your contributions amount per service and select if you want it to calculate weekly, fortnightly, or monthly.

Why CareAbout?

We’re here to help Australians navigate aged care with confidence, because no one should ever have to face this journey alone. 

We’re not a provider, but we’re here to match you with the right one. With over 900+ providers Australia-wide, finding quality aged care is stressful and overwhelming. That’s why we 1:1 match you with only a trusted, compliant provider from our handpicked panel of only vetted providers – based on your unique needs.

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Frequently asked questions

  • What does the Support at Home Contributions Calculator do?
  • Is the result exact?
  • Does the calculator include all Support at Home categories?
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