Stay at home, your way
As you get older, it can become tricky to remain living safely at home. If you’re over the age of 65, there is support from the Commonwealth Government of up to $59,594 a year. There are four levels of funding available.
Calculate how much support you could get and read our guide to understand more.
Download your guide to home care!
What you'll learn:
If a Home Care Package is right for you
How government subsidies work
The process in clear, simple language
What services can you access?
There are a huge number of services that aim to ensure you can stay safely and happily in your own home for as long as possible. The following are some popular options:
Frequently Asked Questions
What is a Package Management fee?
Package Management fees (sometimes known as administration fees) are the fees that keep the providers’ business up and running and keeps your Home Care Package running smoothly. It includes things like wages for administration staff who prepare your monthly statements, quality management and processes, insurance, travel and workers’ compensation.
What is a Care Management fee?
Care Management fees are charged to cover the costs associated with the coordination and management of your care. This can include activities such as setting up or adjusting your Care Plan, assisting you with scheduling and changing your services, or the purchasing of goods and equipment required for your support.
Who is eligible for a Home Care Package?
If you are over 65 years of age, an Australian resident, and require some help at home, you are eligible and can apply to be assessed for a Home Care Package.
How do I apply for a Home Care Package?
To apply for a Home Care Package, you must first register through My Aged Care. You can do this online, or by calling 1800 200 422. You’ll be asked a series of questions about your current situation, health and wellbeing, and an assessment will then be arranged for you. Your assessment will determine whether or not you’re approved for a Home Care Package, and/or other Aged Care services.
What is a level 1 Home Care Package worth?
A level 1 Home Care Package is worth $10,271 per year. For more information on a level 1 Home Care Package, click here.
What is a level 2 Home Care Package worth?
A level 2 Home Care Package is worth $18,064 per year. For more information on a level 2 Home Care Package, click here.
What is a level 3 Home Care Package worth?
A level 3 Home Care Package is worth $39,311 per year. For more information on a level 3 Home Care Package, click here.
What is a level 4 Home Care Package worth?
A level 4 Home Care Package is worth $59,594 per year. For more information on a level 4 Home Care Package, click here.
What is the Daily Fee?
The Daily Fee is set by the government and is 17.5% of the pension rate. The amount is subject to change any time the pension amount is adjusted (20 March and 20 September each year). Click here for more information on the Daily Fee and the amounts charged for each level of Home Care Package. Not all providers charge the Daily Fee and in fact, none of the providers who work with CareAbout do.
What is the Income Tested Fee (ITF)?
If you can afford it, the government will ask you to contribute toward the cost of your care. If you are a self-funded retiree, you’ll be asked to complete an income test which will determine how much you need to contribute (if any). Click here for more information on the Income Tested Fee and the amount you are likely to pay depending on your income. Full pensioners do not need to pay an income-tested fee, and part- pensions will not need to complete the income test as Centrelink will already have your financial information.